CASE STUDY 1
Mr. Jones owns a typical 3 bedroom, 2 bath home in Hollywood built in 1968. Mr. Jones, his Wife and 3 kids bought the house in 2010. Over the past 9 years, Mrs. Jones has had typical maintenance issues with her plumbing such as slow drains. She has called a Plumber on several occasions to snake her drain lines or used liquid plumber to help her lines drain. 6 months ago, after dinner party, Mr. Jones master bathroom overflowed with sewage water which contaminated the bathroom tile floor and caused his vanity to become water damaged from the overflow. he also had and overflow from the kitchen sink.
Mr. Jones filed a claim with his insurance company and his claim was DENIED because his insurance company stated they DO NOT COVER DAMAGE FROM REPEATED SEEPAGE. They also stated that his cast iron drains lines were not covered because the damage was due to decay, rust, latent defect and poor maintenance.
Amloss Claims & Arbitration, LLC. Re-opened the claim, hired a Plumber to document broken or channeled Cast Iron drain lines and properly argued the case with Mr. Jones insurance company, citing the correct policy language which would afford coverage.
NET RESULT: Mr. Jones insurance company reversed their denial and agreed to pay her $52,000.
CASE STUDY 2
Mrs. L. lives in Plantation Fl. In a large home built in the early 1970’s. Mrs. L’s husband remodeled the entire house and when he was 90 percent complete, he noticed some of his cast iron drain lines were rotten and had caused damage to the garage floor. The insurance company initially refused to make payment stating the cast iron was functional and the claim would be denied due to long term seepage and maintenance issues.
Amloss Claims & Arbitration successfully educated the insurance company adjuster and examiner regarding their duties under the policy and we settled the case for $149,000.
CASE STUDY 3
Mr. S. lives is a 3 bedroom, 2 bath home in Fort Lauderdale, built in the early 1970’s. For several months Mr. S had slow drains and occasional overflows which damaged his baseboards in the master bath. We filed the claim with Mr. S’ insurance company and the claim was initially denied due to “repeated seepage and wear and tear”. Amloss was able to reverse the denial but the insurance company would only pay a few thousand dollars because their plumber stated the cast iron drain lines were ONLY SLIGHTLY DAMAGED. Amloss invoked the Appraisal/Arbitration clause in the insurance policy and successfully argued the case before a neutral Umpire. The Umpire agreed with our findings and awarded APPROXIMATELY $90,000 to our client.
SINCE 2005 AMLOSS CLAIMS & ARBITRATION, LLC. HAS SUCCESSFULLY HELPED THOUSANDS OF HOMEOWNERS RECOVER MONEY FROM THEIR INSURANCE COMPANIES FOR CAST IRON DAMAGE AND OTHER PROPERTY LOSS CLAIMS. WE LITERALLY HAVE THOUSANDS OF CLAIMS WHERE THE INSURANCE COMPANY EITHER DENIED OR UNDERPAID CLAIMS AND WE WERE ABLE TO REVERSE THOSE DECISIONS AND GET HOMEOWNERS THE PROPER SETTLEMENT.
THERE ARE NO COSTS OR FEE UNLESS WE GET YOU MONEY.